Hundreds of Irish motorists  (this author included) have technically driving uninsured because of delays with the National Car Test (the Irish equivalent of the UK MOT). This was reported by the Sunday Business Post on the 19th of August.

The Irish Road Safety Authority has confirmed that some motorists may not have been informed that their car was due its NCT. In Ireland you can’t insure your car with out a valid NCT certificate and not having an NCT certificate that verifies your vehicle’s roadworthiness could invalidate your insurance policy.

The root cause is identified by the company that operates the testing in Ireland as being “problems with the quality of the data” which resulted in them not getting details of all vehicles due for testing.

 Apparently the first that the company that adminsters the NCT knew of the problem was when people started to phone them asking them where their reminder letters where and seeking to make appointments.

The knock-on affect is that there is now a back log of a number of weeks for an appointment to get an NCT test. The Sunday Business Post refers to the testing centre in Donegal with a wait period of 6 weeks. My experience in the South East of Ireland has been a wait of over 2 months.

The NCT certificate on our car expired in July but due to my wife’s persistence on the phone we eventually got a test date in late August. I wonder if we would be insured if we were in a crash during that month?  Strictly speaking we would not have been as the vehicle would not have been certified as road-worthy.

In Ireland it is an offence to drive a vehicle that doesn’t have a valid NCT certificate. This offence carries with it a penalty of 5 ‘points’ on your drivers licence. 12 points results in your licence being taken away from you.  The impacts of this IQ Trainwreck were potentially significant.